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Open Road Card

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0% Intro APR on purchases
and balance transfer

0% Intro APR
on purchases for 6 months

Low ongoing APR

Instant approval

No annual fee

5% cash back bonus on gas
and auto maintenance purchases

5% to 20% cash back at top
online retailers

1% cash back bonus
on all other purchases


Credit Card Rates
Purchases:
Introductory APR: 0%
Introductory Period: 6 months
Ongoing APR: 10.99%±
Default APR: 28.99%
Minimum Grace Period: 25 days
Minimum Finance Charge: $0.50
Balance Transfers:
Introductory APR: 0%
Introductory Period: 12 months±
Ongoing APR: 10.99%±
Default APR: 28.99%
Minimum Grace Period: none
Minimum Finance Charge: $0.50
Cash Advances:
Introductory APR: none
Introductory Period: none
Ongoing APR: 23.99%
Default APR: 28.99%
Minimum Grace Period: none
Minimum Finance Charge: $0.50

Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: $10
Fee Rate: 3%
Maximum: $75
Cash Advance Fees:
Minimum: $5
Fee Rate: 3%
Maximum: n/a
Foreign Exchange Fees:
Minimum: n/a
Fee Rate: n/a
Maximum: n/a

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± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
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